Cardless Cash, Simplified

Withdraw cash securely using your phone—no card or pin needed.

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Welcome to qrcash uk

We provide a secure, cardless way to withdraw cash using your phone and a one-time QR code.

The customer pre‑stages a withdrawal in their banking app and authenticates biometrically.

- The app generates a one‑time, tamper‑proof QR token.

- The ATM displays a session QR code.

- The app and ATM complete a secure handshake, binding the token, device, bank, and ATM session.

- The bank authorises the dispense instantly.

This process removes cards, PINs, and magstripe vulnerabilities entirely.

What QRCash UK Does

QRCash UK provides a software‑only, mobile‑first way for people to withdraw cash from any participating ATM without using a card or PIN. A single‑use cryptographic QR token is generated inside the customer’s banking app, and the ATM validates it through a secure, time‑bound protocol. No hardware changes are required, and no reusable credentials are exposed.

A person holding a smartphone displaying a QR code in front of an ATM screen showing a matching session QR code.

How It Works

Why It Matters

The UK must maintain access to cash, yet the ATM network is ageing and increasingly expensive to operate. Fraud linked to cards and PINs remains a persistent problem. QRCash UK modernises the system through software alone, reducing fraud, extending ATM life, and improving access without requiring new machines.

Key Features

- Cardless, PIN‑free withdrawals

- Single‑use cryptographic tokens

- No hardware upgrades for ATMs

- Interoperable across banks and operators

- Fast, secure, mobile‑first experience

- Designed to support national cash‑access obligations

For Banks

QRCash UK reduces fraud exposure, lowers operational costs, and aligns with customer expectations for mobile‑based authentication. Integration is delivered through a lightweight API and standard security controls.

For ATM Operators

The platform enables modern, secure withdrawals through a software update only. No scanners, NFC modules, or hardware replacements are required. This extends the life of existing machines and increases utilisation.

For Regulators

QRCash UK supports the UK’s statutory duty to maintain reasonable access to cash. It strengthens security, reduces fraud vectors, and provides a sustainable path for preserving ATM availability in underserved communities.